Choice

Your car is the second largest investment you're likely to make. Preserve its value and your safety by having it repaired professionally. Never drive a car that could be unsafe because of damages. By law, you are required to obtain only one estimate or appraisal.

You have the right to go to the repair shop of your choice. Your insurance company cannot require you to go to a particular shop. Some insurance companies may tell you that you must go to one their "preferred shops," this is untrue and against the law. 

Cost

Why do estimates from shop to shop for the same repairs?

Differences in repair estimates are common. A lower estimate may not include all necessary work. If you're not sure why one estimate is different from another you've received, please ask us.

Ask if the shop will be using genuine manufacturer (OEM) replacement parts. Some estimates differ in price due to the quotation of aftermarket or salvage parts instead of original manufacturer parts.  Let us help you negotiate your claim with the insurance company.

Rights

What am I entitled to by law?

In New York you have the absolute right to select the collision repair shop of your choice. No insurance company, independent agent, representative, appraiser, adjuster or staff member of an insurance company can legally force you to or away from any specific repair shop. They cannot require that repairs be made by a specific repair shop or individual. Nor can they require you to have your vehicle inspected at their drive-in claims center. If you request it, your insurer must inspect the damage to your vehicle at your chosen location or collision repair shop. (Regulation 64)